A Reddit user recently garnered attention by revealing how they purchased the iPhone 16 with 256 GB storage for just Rs 27,000, sparking widespread interest and curiosity. While the official price of the iPhone 16 is Rs 89,900, the user strategically used their HDFC Infinia credit card reward points to significantly reduce the cost. According to the screenshots shared by the user, they paid Rs 26,970 using their credit card and used Rs 62,930 worth of accumulated reward points to cover the remaining amount.
The user expressed both satisfaction and slight regret about the purchase. Despite being pleased with the substantial discount, they regretted not using their Infinia card for other large purchases, such as jewelry. Initially, they believed the card wouldn’t earn points on such purchases and instead used a different card for 1% cashback. Upon learning that the Infinia card would have given reward points even for jewelry, they felt they had missed an opportunity to maximize their benefits.
When asked how they accumulated 62,930 points, the user revealed that they had spent approximately Rs 15 lakh using the credit card. This led to further discussions among Reddit users about using reward points for high-value purchases like iPhones. One user mentioned having 50,000 Regalia points but struggled to find an option to redeem them for an iPhone.
Others chimed in with insights, pointing out that the only way to use reward points for Apple products is through the Infinia portal under "All Things Apple." However, one user noted that it’s rare for a new iPhone to appear so early on SmartBuy, making this purchase even more surprising.
Although some users commented that using such a large number of points for an iPhone might not be the best strategy, they still congratulated the buyer for the successful deal. The post highlighted the value of reward points and how savvy consumers can use them to significantly reduce the cost of high-end products.
Apple’s iPhone 16 series, launched on September 9, features the 16 Plus, 16 Pro, and 16 Pro Max. A standout feature is the customizable action button, which allows users to perform various tasks, including acting as a camera shutter.